PRE-APPROVAL

To help you determine your monthly allowable mortgage payment, it's important for a lender to review your financial profile. The monthly payment is more important than the sales price that the lender gives you. When you factor in all the components of a monthly mortgage payment, you may not be able to afford a home with the same sales price due to the difference in taxes, homeowners assocation and/or condo fees associated with the property.

A mortgage payment breakdown of PITI:
Principal
Interest
Taxes
Insurance
Plus private mortgage insurance, HOA, Condo fees

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