Name of Program |
Description |
Location |
FTHB? |
---|---|---|---|
Homebuyers Choice |
Navy Federal Credit Union, No money down program |
VA/MD/DC |
No |
High Loan to Value Mortgage |
NASA Credit Union, No money down program |
VA/MD/DC |
No |
Family Mortgage |
NASA Credit Union |
VA/MD/DC |
No |
Physician Loan Program |
Suntrust Bank, No money down program |
VA/MD/DC |
No |
Doctor Loan Program |
Fulton Mortgage, No money down program |
VA/MD/DC |
No |
100% Financing Program |
Tower Credit Union, No money down program |
VA/MD/DC |
No |
Getting Started Mortgage |
M&T Bank, No money down program |
VA/MD/DC |
No |
80/20 Loan |
Signal Financial, 1st and 2nd trust loan, no PMI |
VA/MD/DC |
No |
80/20 Loan |
Washington Home Mortgage, 1st and 2nd trust loan, no PMI |
VA/MD/DC |
No |
America's Best Mortgage |
NACA, No money down program |
VA/MD/DC |
No |
HECM Purchase Program for Seniors |
No Mortgage Payment Loan (62 and older) Down payment depends on age of youngest borrower, Only qualify for taxes, insurance and HOA/condo fees, Perfect for those looking to sell a home and live mortgage free in another home and on a fixed income |
VA/MD/DC |
No |
Home Ready Mortgage |
Fannie Mae, 3% Down Payment Required, Non-occupant borrower income allowed |
VA/MD/DC |
No |
Home Possible - Freddie Mac |
3% Down Payment Required Non-occupant borrower income allowed |
VA/MD/DC |
No |
HomeOne Mortgage - Freddie Mac |
No Income Restrictions, 3% down payment required, Only one borrower has to be a first time home buyer |
VA/MD/DC |
No |
Unison Home Buyer |
Shared Equity Mortgage, Double Your Down Payment |
VA/MD/DC |
No |
Construction to Perm Loan |
Construction loan up to $2,000,000 |
VA/MD/DC |
No |
Adjustable Rate Loans |
7/1 ARM | 10/1 ARM | 5/5 ARM, Interest rate adjusts after the last year |
VA/MD/DC |
No |
VA Vendee |
Purchase a VA bank owned property with no money down and no PMI. No appraisal needed and low closing costs |
Property must be classified as seller financing eligible |
No |
VA |
100% Financing - VA Funding Fee Required (No funding fee if at least 10% disabled) |
VA, MD & DC |
No |
Down Payment Assistance Grant |
Receive 3.5% of required down payment |
Virginia/Maryland |
No |
1.5% Down Payment Grant Program |
Sales price up to $704,300 |
Virginia/Maryland |
No |
Homestyle Renovation Loan - Fannie Mae |
Finance your renovations into your loan, 3% down payment (5% for non-first time buyers, 15% for investors) |
VA/MD/DC |
No |
FHA 203K Streamline |
Finance up to $35,000 in renovations into your loan, 3.5% down payment required |
VA/MD/DC |
No |
FHA 203K Full |
Finance structural renovations into your loan, 3.5% down payment required |
VA/MD/DC |
No |
Guidance Residential |
Shariah Compliant (RIBA) Loan |
VA/MD/DC | No |
Lariba American Finance House |
Shariah Compliant (RIBA) Loan |
VA/MD/DC | No |
Bank Statement Program |
Self Employed Buyers |
VA/MD/DC | No |
1% down payment with NO MI |
George Mason Mortgage, Only 1% down payment required from buyer |
VA/MD/DC | No |
First Trust with NO MI + 2nd Trust |
George Mason Mortgage, (2nd mortgage up to 4% of sales price) |
VA/MD/DC |
No |