Maryland Mortgage Program (MMP)
Buying in Maryland? Get help with your down payment.
The Maryland Mortgage Program offers down payment assistance and special loan products that make homeownership possible. I'll help you find the right fit.
Maryland help for Maryland buyers.
Helpful tools
Start here
Loan programs
Programs to know
1st Time Advantage (first-time buyers)
- Advantage 6000: $6,000 for down payment and closing costs (0% interest)
- Advantage 3%, 4%, 5%: that % of your loan as a 0% second loan
- HomeStart: 6% DPA for borrowers earning 50% or less of area median income
Flex loans (repeat buyers)
- Flex 5000: $5,000 second loan, 0% interest, due at sale or refinance
- Flex 3%: 3% of your first mortgage as a 0% second loan
- Flex Direct: competitive rates without DPA
Maryland SmartBuy 3.0
- Up to 15% of the purchase price (max $20,000) to pay off student debt
Montgomery County specials
- Homeownership Program: up to $25,000 for down payment and closing costs (0% interest)
- County employees: $25,000 forgivable loan for eligible employees
Program terms, amounts, and limits change. Check current details with MMP and an approved lender.
Work with me
Let's see what you qualify for.
Book a consultation and I'll walk you through the Maryland programs that fit your situation.
RESHAWNA LEAVEN, REALTOR® | (240) 284-4114
Licensed in Virginia, Maryland and DC | KW United - Alexandria/Kingstowne
Equal Housing Opportunity
Licensed in Virginia, Maryland and DC | KW United - Alexandria/Kingstowne
Equal Housing Opportunity
