Discover Potomac Shores in Dumfries, VA

A Riverfront Community Built for Modern Living

Potomac Shores in Dumfries, Virginia, is a master-planned community that blends convenience, comfort, and connection to nature. Just 30 miles south of Washington, D.C., this community is built on 2,000 acres along the Potomac River and offers everything from parks and trails to top-rated schools and stunning home designs.

Community Overview

This neighborhood was designed with lifestyle in mind—featuring over 850 acres of open space, miles of walking trails, and scenic parks. Whether you’re taking in river views or spending time at one of the community events, Potomac Shores makes it easy to enjoy where you live.

Homeowners Association 

  • Monthly fee: $200 
  • The monthly HOA fee includes two clubhouses, walking trails, three swimming pools, tot lots, common area maintainance, 1 GB of internet with Verizon, discount on Verizon services, fitness center, trash and recycling and snow removal, garden center and golf membership (for an additional fee)
  • Yearly CDA fee (combined with the yearly property taxes)

How's the Real Estate Market in Potomac Shores (Last 90 days)

Real Estate Market at a Glance for Single Family Homes
Average Days on Market: 17
Average Sales Price: $895,151
Highest Sale: $1,050,610 in last 90 days

Real Estate Market at a Glance for Villas & Townhomes
Average Days on Market: 35
Average Sales Price: $624,402
Highest Sale: $795,000 in last 90 days

SEE what homes are for sale and what homes have sold in Potomac Shores - click here

5 Ways to Buy a Home with 100% Financing in Potomac Shores

Buying a home in Potomac Shores doesn't always mean you need to have a large down payment. There are several financing options that offer 0% down, making homeownership more accessible for many buyers—whether you're just starting out or looking for your next home.

FNB 100% Loan

  • Loan Limit: Up to $806,500
  • Property Type: Primary Residence
  • Key Benefits: No Private Mortgage Insurance (PMI) and no income limits
  • Open to first-time and repeat buyers


FNB 100% Doctor Loan

  • Loan Limit: Up to $2,000,000
  • Property Type: Primary or Second Homes
  • Eligible Borrowers: Doctors of Medicine (MD), Dental Surgery (DDS), Podiatric Medicine (DPM), Veterinary Medicine (DVM), Philosophy (PhD), Registered Nurses considered case by case
  • Key Benefits: No PMI and no income caps
  • Designed for medical and academic professionals


VA Loan

  • Loan Amount: Up to VA approval limits
  • Property Type: Primary Residence
  • Eligibility: Active duty, veterans, and some surviving spouses
  • Key Benefits: No down payment and no PMI
  • Competitive interest rates


Virginia Housing Down Payment Assistance – FHA Loans

  • Loan Limit: Up to $750,000 (Plus Second Mortgage)
  • Assistance: Up to 5% of the purchase price
  • Use: Can be applied to down payment and/or closing costs
  • Perfect For: Buyers using FHA loans needing help with upfront funds


Virginia Housing Down Payment Assistance – Conventional Loans

  • Loan Limit: Up to $750,000 (Plus Second Mortgage)
  • Assistance: Up to 4.5% of the purchase price
  • Use: For down payment and/or closing costs
  • Great Option: For buyers who qualify for a conventional loan but want to reduce out-of-pocket costs 


Types of Homes & Floorplans

Potomac Shores offers a wide range of homes to fit many different lifestyles and budgets—condos, townhomes, villas, and single-family homes. Popular builders include Ryan Homes, Stanley Martin, Brookfield Homes, Pulte, Drees, NV Homes, and Beazer.

Single Family Homes with Main Level Primary Bedrooms
Ideal for buyers seeking first-floor suites

  • Brookfield Homes - Torrington
  • Ryan Homes - Pembroke, Griffin Hall, Chamberlin, Carolina Place, Pisa Torre, Catherine


Villas with Main Level Primary Bedrooms

  • Drees Homes - Ana


Single Famiy Homes with Main Level Bedrooms (Not Primary Suite)
Great for guests, multigenerational living, or home offices

  • NV Homes - Remington Place II, Portsmouth, Cape Henry, Cape Charles, Versailles, Normandy, Mitchell
  • Pulte Homes - Continental, Portland, Plymouth
  • Brookfield Homes - Brighton,  Beckner, Kensington, Sumner
  • Stanley Martin Homes - Caswell


Townhomes with Main Level Bedrooms (Not Primary Suite)

  • Ryan Homes - Mozart
  • NV Homes - Longwood – NV Homes
  • Pulte Homes - Crestwind, Emmerson
  • Beazer Homes - Foxhall, Potomac, Woodland


Single Family Homes - Traditional detached homes

  • Ryan Homes - Berkeley, James,John Smith, Salinger, Rome, Mary Peake, Milan, Monroe, Venice
  • Stanley Martin - Rockport
  • Pulte Homes - Newberry, Mercer
  • Manchester – Brookfield Homes
  • NV Homes - Empress


Townhomes - Multi-level living with lower maintenance

  • Pulte Homes - Elmbridge,  Frankton, Isleton, Jayton
  • Ryan Homes - McPherson Grand, Strauss – Ryan Homes
  • Stanley Martin Homes - Maya, Kendry, Lachlan – Stanley Martin Homes
  • Beazer Homes - Potomac


Villas - One-level or main-level living with low maintenance

  • Drees Homes - Chapelle, Christopher, Lily


Condos - Affordable options with minimal upkeep

  • Ryan Homes - Picasso, Matisse


Schools in the Community

  • Located in the Prince William County School District, the community includes:
  • Covington-Harper Elementary
  • Potomac Shores Middle School
  • A new elementary school is planned for the Riverbluff District.
  • Private school options include Saint John Paul the Great Catholic High School, located right in the community.


Amenities That Stand Out

  • Shores Club: 13,000-square-foot community center with fitness rooms, pools, event space, and more
  • Jack Nicklaus Signature Golf Course: A top-rated public course in the region
  • Parks & Trails: Over 10 miles of connected trails and beautiful green space
  • Future Additions: Town center with shops/restaurants, a 450-slip marina, and a future VRE (Virginia Railway Express) station for easy commuting

Transportation Access

  • Near Interstate 95 and Route 1
  • Upcoming VRE train station in the community for easy commuting to Northern Virginia and D.C. 

Neighborhood Vibe & Community Engagement

Potomac Shores isn’t just about homes—it’s about community. Residents enjoy regular events, clubs, and neighborhood gatherings. A dedicated social committee keeps things active and fun.

Ready to Move to Potomac Shores?

Whether you're buying your first home, upgrading, downsizing, or planning a move into or out of the community, I’m here to help. Call or text me at (240) 284-4114 to schedule a consultation or home tour.