How much cash do you really need?
Your down payment is only part of it. Enter a home price and see your estimated down payment, closing costs, and total cash to close in seconds.
Your quick estimate
Closing costs are the fees you pay at the settlement table on top of your down payment: lender fees, title, taxes, and prepaid items like insurance. In the DMV they often run about 2% to 5% of the price.
A rough range only, not a quote. Seller credits and down payment assistance can lower this a lot.
Get my exact numbersThree ways to bring that number down
Down payment assistance
Virginia, Maryland, and DC all have programs that can help first-time buyers cover part of the down payment or closing costs.
Seller credits
Depending on the market, you can ask the seller to pay part of your closing costs as part of your offer.
Comparing lenders
Lender fees vary. Comparing Loan Estimates (the 3-page cost summary lenders give you) can save you real money.
Want your real numbers?
Book a free 15-minute call. I'll walk you through your cash to close and the assistance you may qualify for.
Licensed in Virginia, Maryland and DC | KW United - Alexandria/Kingstowne
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